Empower Yourself With Knowledge

Protecting Your Earning Potential

At our core, we believe that safeguarding your income is essential. Our mission is to help you protect your most valuable asset—your ability to earn and provide for yourself and your family. See real life stories of how an unexpected medical event changed everything.

• How much Disability Insurance do I need?

• I have Disability Insurance through work? Do I need more?

• I have a savings account, do I need Disability Insurance?

• I am a business owner, do I need Disability Insurance?

Disability Insurance 101

Secure Your Family's Future Today

Research unbiased information to help you make smart choices to protect those you love most.

• How much Life insurance do I need?

• I have Life insurance through work, do I need more?

• I have a savings account, do I need Life insurance?

• Can life insurance provide more than a death benefit?

Life Insurance 101

Insurance Based Retirement Strategies

Life Insurance Retirement Plans and Annuities are important components of a comprehensive retirement strategy to conserve your assets.

An Annuity is a financial contract between an annuity purchaser and an insurance company. Annuities are designed to be a long-term part of a financial plan, provide a steady cash flow during retirement years, and to alleviate the fear of outliving one's assets.

A Life Insurance Retirement Plan (LIRP) is a strategic financial strategy that blends the benefits of life insurance and retirement planning. Unlike traditional retirement vehicles, like an IRA or 401(k), a LIRP utilizes one or more permanent life insurance policies to provide individuals with a tax-advantaged method for accumulating wealth while providing financial security for their loved ones.

Retirement Planning

Life Insurance Retirement Plan

Annuities

Color of Money Risk Analysis

The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences.

Your risk preferences will likely change over time, especially as you near retirement. This short, interactive analysis is is one of the first steps on the road to retirement.

Social Security Maximization Strategies & Medicare

Knowing how and when to take your Social Security benefits can have a lasting impact on your overall retirement financial strategy and tax liabilities.

Long Term Care 101

Long Term Care (LTC) insurance covers some or all of the cost of long-term care needs. Long Term Care services can include in-home care, assisted living, and nursing home care.

• How much LTC insurance do I need?

• I am healthy, why would I need LTC insurance?

• I have family that will care for me, why would I need LTC insurance?

• I'll have Medicare, why would I need LTC insurance?

• What are the consequences of Not planning for LTC?

• Are there Tax-Deductibility Rules for LTC?

Preparation For The Future